Understanding Workers’ Compensation Benefits
Workers’ Compensation is a government-mandated program requiring employers to purchase insurance coverage to provide benefits, including lost wages and medical care costs, to employees who become ill or injured on the job. In exchange, employers cannot be sued by their injured workers in personal injury lawsuits. Each state has its own laws and programs for Workers’ Compensation. The Pennsylvania Workers’ Compensation Act governs the program in our state.
The purpose of the Pennsylvania Workers’ Compensation Act is to protect all workers’ rights, in any job-related injury, regardless of the employment location. Whether the injury occurs in an office, hospital, warehouse, factory or construction site, the Workers’ Compensation Act provides for several types of benefits: wage-loss benefits, medical benefits, specific benefits for loss of use of a particular body part, and death benefits.
People injured on the job are entitled to lost wages benefits for the time they are unable to return to work. If your injury prevents you from returning to your previous position and forces you to take a lower level income job, the Act provides for payment of the difference in your wages from your previous position. The Pennsylvania Workers’ Compensation Act also provides for payment of medical and surgical services, hospital and rehabilitation services, including orthopedic & prosthetic appliances. Specific Loss Benefits are available to the worker who has lost permanent use of all or part of his arm, leg, foot, finger, hand, toe, or has experienced sight or hearing loss, or has suffered disfigurement on his head, face or neck. In the case of a fatal accident or job-related illness, Workers’ Compensation provides death benefits for surviving dependents.
Workers’ Compensation litigation requires a skilled, knowledgeable attorney. Although the Act does not require a finding of fault by either the injured worker or the employer for benefits to be awarded, an employer or the insurance carrier may initially deny your claim or your benefits could be unjustly suspended, modified or terminated. The best protection against payment of incomplete or untimely benefits is to hire the Philadelphia Workers’ Compensation lawyers of Pearson Koutcher, LLP, to file a claim petitionon your behalf to protect your rights and pursue your interests in the Workers’ Compensation courts.
The Philadelphia Workers’ Compensation attorneys at Pearson Koutcher, LLP, are dedicated to the singular goal of securing maximum compensation and full benefits entitled to injured employees under the laws of Pennsylvania and Delaware. Their years of experience as seasoned, skillful trial lawyers and negotiators, along with their compassion and diligent understanding of the significant impact a workplace accident can have on an injured worker’s life, motivates the attorneys of Pearson Koutcher, LLP, to approach each new client individually, with meticulous consideration to their specific individual considerations and circumstances. Call our office today at 215-267-0700 or email us at to discuss the particular facts of your Pennsylvania or Delaware Workers’ Compensation matter.